PROPERTY BUYER TOOLKIT · MALAYSIA

Plan your property purchase

Find listings, calculate your legal fees & stamp duty, and learn the rules — for local and foreign buyers, in three languages.

RM
Loan as % of price90%
RM
%
yrs
On SPA & loan legal fees0%

Estimated costs

One-off costs payable on completion.

Legal fee — SPA
—
Legal fee — Loan Agreement
—
SST on legal fees
—
Stamp duty — transfer
—
Stamp duty — loan
—
Total upfront cost
—
Excludes disbursements, valuation & bank fees.
Monthly instalment
—

Legal-fee scale (SRO 2023)

First RM500,0001.25%
Next RM7,000,0001.00%
Above RM7,500,0000.50%

Transfer stamp duty (citizen/PR)

First RM100,0001%
Next RM400,0002%
Next RM500,0003%
Above RM1,000,0004%
RM
yrs

Duty per RM250 of annual rent

Up to 1 yearRM1
1 – 3 yearsRM3
3 – 5 yearsRM5
Over 5 yearsRM7

Estimated stamp duty

Tenant typically bears this cost.

Annual rental
—
Chargeable unitsannual rent ÷ RM250, rounded up
—
Rate applied
—
Stamp duty (first copy)
—
Additional copies
—
Total payable
—
The RM2,400 annual-rent exemption was removed from 1 Jan 2025.

Local vs Foreign Buyer — 2026

How the rules and costs differ. Figures are indicative and change with each Budget.

Malaysian / PRForeigner

Estimates & guidance only — not legal, tax or investment advice. Calculations are rounded and may differ from final figures under the Stamp Act. Listing links open searches on third-party portals (iProperty, PropertyGuru). Verify all figures and foreigner eligibility with a licensed lawyer or agent.